Which Are The Best Online Savings Accounts For 2022?

[Shashank Bhaskar]

A Savings Account lets you keep your savings safe and earn interest on the money deposited. Banks provide the facility of opening the account offline and online via laptops or Banking apps. Why step out when you can easily open an account in your desired bank from your home or workplace anytime? 

Following are the list of the best online Bank Account that you can open in 2022. This list is easy to compare against the interest rates offered. 

The Savings Account interest rates are considered the primary feature as most of them earn profits through the same.    

Account Name	Interest Rates for up to Rs. 1 lakh) % p.a.	Primary Features
Savings Account by IDFC First Bank	4.00%	●     Free NEFT / RTGS / IMPS and free Internet Banking ●     Unlimited free ATM transactions at any ATM
DigiBank by DBS	3.25%	●     Open a Bank Account within seconds with your Aadhaar ●     Free 24*7 fund transfers using UPI, IMPS, NEFT & RTGS
Savings Value by YES Bank	4.00%	●     Claim free ATM transactions at any YES Bank ATM ●     Transfer funds freely via NEFT, RTGS and IMPS
Digital Savings Account by RBL Bank	4.25%	●     Open an online account using Aadhaar and PAN number ●     No charges applicable on non-maintenance of balance
Kotak 811 Savings Account by Kotak Mahindra Bank	3.50%	●     Open the account instantly using Aadhaar details ●     Zero-Balance Savings Account with free fund transfer facility
Induslnd Online Savings Account by Induslnd	4.00%	●     Zero balance savings account + get free NEFT, RTGS, IMPS ●     Lifetime waiver of non-maintenance charges
Digital Savings Account by Standard Chartered Bank	2.75%	●     Instant Account opening in seconds ●     Get free access to Net and Mobile Banking
Regular Savings Account by HDFC Bank	3.00%	●     Personalised cheques with your name printed ●     Free passbook and email statement facilities
Insta Savings Account by State Bank of India	2.70%	●     Open the account instantly with SBI Yono App ●     Get free RuPay Debit Card and nomination facility
Insta Savings Account by ICICI Bank	3.00%	●     Open the account instantly using Aadhaar details ●     Free secure Online Banking

 Just like it is essential to handpick and select any item online carefully, it is equally significant to choose the right type of online Bank Account to keep your hard-earned money safe and growing. Based on the interest rates, make the right and wise choice.