Investments can sometimes be binary. If you want good returns over the long term, you should invest in Equities. On the other hand, invest in Debt instruments if you want to safeguard your portfolio and protect it from downside risks. This binary relationship stems from your desire to earn optimal risk-adjusted returns.

Equities are excellent vehicles for long-term growth, whereas Debt Funds provide portfolio…

While earning money is essential for all individuals, learning to maximise returns is intelligent to deal with finances. Your future and lifestyle depend on several factors, including how you spend and save money. It is essential to keep track of and balance your expenses and income. With the rise in costs, you need to make wise financial decisions to meet your goals.

Equity Linked Savings Schemes or…

Mutual Funds are perfect for investors looking for professional management of their investments at a nominal cost. They offer plenty of schemes like Equities, Debts, etc., and each of them makes investments according to your objective. You can select suitable schemes based on your needs and by matching the goals with them.

A team of fund managers professionally manages Mutual Fund Investment. They make investment decisions and ensure the fund adheres to the investment objective. The…

Transferring money as cash, cheque, bank draft, or money order is too old in today's technology-driven world. While conventional techniques seem less prevalent than speedier technological methods for transferring money between accounts, states, and even countries, this does not rule out the possibility of using them.

Furthermore, if cost is your primary issue, there are low-cost money transfer methods, with the lowest method varying based on your needs. Many other transfer services,…

Usage of Mobile Banking is growing as it provides ease, flexibility, and speed while processing transactions. Most in India are doing away with traditional banking and adopting this method. Almost every private sector bank and PSU banks have an app to do banking transactions on the go. It removes the need for a computer, laptop, and physical visit to the bank.

Once you install a banking app on your mobile, you can carry out…

With the rise of the internet and mobile applications for financial transactions, Digital Banking frauds have gone up. As our country moves towards the digital and paperless economy, many seek Mobile Banking services each day. With the ease and accessibility of online transactions comes many unwanted threats that pose a significant risk to your confidential financial information.

So, here are the most popular digital frauds doing the rounds in India.

Fake Mobile Banking…

The Indian e-commerce market is booming because of frequent acquisitions, and more and more Indian customers are switching from traditional retail shopping to online shopping. These include payment methods such as Mobile Banking, Debit/Credit Cards, Mobile Wallets, UPI, etc. This necessitates a growing demand for understanding how to protect online payments.

While technology has made managing our daily costs easier, every innovation also has its cons. This surge in digital payments…